Rates and reimbursement
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Contracts
For 2025 and 2026 I am under contract with:
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Zilveren Kruis, FBTO, De Friesland, Interpolis, ZieZo
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Menzis, Anderzorg, VinkVink
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a.s.r, Ik kies zelf van a.s.r.
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DSW, InTwente, Stad Holland
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Zorg en Zekerheid
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Reimbursement
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If you are insured with one of the companies listed under Contracts, treatment costs are 100% covered.
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If you insured with a company not listed under Contracts, you will be invoiced monthly and will receive approximately between 52%-75% reimbursement from your health insurer depending on how your are insured, according to Contractvrije Psycholoog.
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Please ask your insurance company how much you will get reimbursed and which conditions possibly apply.
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Before we have the intake, I will walk you through this to avoid any unpleasant surprises.
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Your yearly deductible (or ‘mandatory excess’) will be charged each calendar year, starting with the intake.
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Each December, you have the opportunity to switch insurance companies and/or change your policy; if you switch in December, you have until January 31 to choose your policy.
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Mental health care is covered by basic health insurance if you have a valid referral and criteria are met for a reimbursed DSM-5 classification.
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Out-of-network
If you have health insurance from another company than listed under Contracts, from January 1, 2025 you will be paying part of the treatment yourself. How much you pay depends on your policy. See the information below. Also without contracts, I am bound to the professional code of ethics, regulations and guidelines for quality of treatment. See Contractvrije Psycholoog (in Dutch) for more information.
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Yearly deductible or mandatory excess
Each calendar year, your yearly deductible (in 2025 a minimum of € 385) will be charged.
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Rates
My rates are based on those determined by the Dutch Healthcare Authority (NZa) for psychologists working in primary mental health care. In the care performance model (the reimbursement model from January 2022), so-called care services (different components of a therapy) are separately billed. All rates can be found here. Below are the most frequently used care services/rates:
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Consultation of 45 minutes (CO0497): € 142,29 (2025)
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Intake/diagnostic assessment of 60 minutes (CO0692): € 232,71 (this rate includes 15 minutes for the diagnostic introductory call, 2025)
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These rates include preparation, reporting and possible letters to your referring doctor.
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No show
If you do not show up for your appointment or if you cancel your appointment less than 24 hours in advance, you will be charged €50. This fee is not reimbursed by your health insurance company. ​
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Unreimbursed care
Some treatments are not reimbursed by health insurance companies. In these cases, treatment may be paid by you or possibly by your employer. An example of a disorder for which therapy is not reimbursed is a simple phobia (e.g. fear of flying or fear of spiders) for which you have not yet been treated by the POH-GGZ (mental health services offered through your doctor). The rate per 60 minutes of treatment and/or administration is € 138,15 (2025).
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Self pay / treatment without a referral
You can also choose to pay for the treatment yourself. In this case, you do not need a referral from your doctor. The rates are the same as the maximum rates set by the NZa (see Rates above). You are unfortunately not allowed to pay for treatment yourself when you are insured with a company I am under contract with and your diagnosis falls under imbursed (insured) care.
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Terms of payment
The LVVP terms of payment apply.
